1.
Abd Rahim N, Ismail A. Financial Well-Being Among Serious Pecuniary Indebtedness Civil Servants at the Ministry of Education Malaysia (MOE). ijhrs [Internet]. 2024 Jun. 19 [cited 2025 Apr. 7];13(1):36-52. Available from: https://macrojournal.org/index.php/ijhrs/article/view/2002