Abd Rahim N, Ismail A. Financial Well-Being Among Serious Pecuniary Indebtedness Civil Servants at the Ministry of Education Malaysia (MOE). ijhrs [Internet]. 2024 Jun. 19 [cited 2024 Dec. 22];13(1):36-52. Available from: https://macrojournal.org/index.php/ijhrs/article/view/2002