Zhang, Chengzhuo, and Nik Hadiyan Binti Nik Azman. “The Impact of Debt Financing on Startup Profitability”. Business Management and Strategy 14, no. 1 (April 19, 2023): pp. 45–62. Accessed February 4, 2026. https://macrojournal.org/index.php/bms/article/view/493.