Bakari, Nurul Arinah Bazilah, Intan Salwani Mohamed, and Siti Nur Shuhada Nazuri. “Understanding Cyber Threats Vulnerability of Future Victimization in Fintech”. Business and Management Horizons 11, no. 1 (December 20, 2023). Accessed November 21, 2024. https://macrojournal.org/index.php/bmh/article/view/2019.